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Root River State Bank
18 SE 3rd St.
P.O. Box 517
Chatfield, MN 55923
(507) 867-4120

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Welcome to Root River State Bank

"All we have to sell is service"-Charles M. Johnson, Sr.

We have been providing the finest in personalized banking service to southeastern Minnesota since 1856, and are recognized as being the oldest bank in our state, and a leader in community banking. We are proud to be located in Chatfield, a community of 2,779 people, in the heart of the “Chosen Valley”. Our 14 employees have over 287 years of combined experience and are excited to share their progressive financial expertise with you, via our website, or in person. Whether you are new to our bank, or are an existing customer, we invite you to experience the hometown feeling you get by doing business with a bank that truly is “Your Community Bank for Generations!”

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest and it also includes Interest on Lawyers Trust Accounts ("IOLTAs").  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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